- You can roll it over when you leave. When you leave your employer, you can transfer your 401(k) plan to an individual retirement account, and it is not a taxable event. This type of transfer is... Read More
Call Today: 412-673-77602016 Eden Park Boulevard
About Synergy Group
Synergy Group is located in McKeesport and provides retirement plans and solutions that help you feel comfortable with your future. We have one specific mission, which is to enhance the lives of our clients. It is important to know that you have control over your future. We offer our knowledge and experience in order to help you design your own strategy for financial independence. We consistently communicate with you even after your financial plan is set up we make sure you are satisfied and certain that you made the right decisions with our economic experts.
We are not the average company that offers just a few financial packages to the everyday worker. We consult with you one on one and get to know you on a personal level so we can understand what will work best for you when you are ready to retire. Once we have that in order, we strategize as a team to figure out what WE need to do on our end to ensure your financial security.
Synergy Group develops complete financial retirement strategies for the future of our clients. We find it important that your financial professional completes a 360-degree view of your fiscal picture. To get the best idea of your 360 picture, we want to check that your retirement assets are integrated well and work with one another. We are able to work side by side with tax professionals and attorneys in yours and our network. Once we get a chance to speak with them we are able to better advise you on specific aspects of your overall strategies.
What Can Synergy Financial Group Do For You?
When developing a financial strategy for the future it is important for your finance planner to evaluate your situation and determine what plans and policies will ensure you the best financial future. If you create a retirement income strategy and evaluate the opportunities available for long term growth, you are giving yourself the greatest chance for a comfortable, guaranteed income throughout your retirement.
We like to keep our community informed about their possible financial decisions in the future. In order to do that, Synergy Group hosts workshops, appreciation events, speaking events and presentations that provide an opportunity for you to receive additional financial education at NO cost. By inviting guest speakers and offering informational seminars as well as educational handouts and reference materials, we focus on you to gain financial independence.
Some of the financial planning we will discuss with you involve:
Overall, we are here to give you retirement advice with the least risk and the greatest benefit.
We invite you to attend one of our retirement workshops throughout the greater Pittsburgh area. It is FREE to attend with no obligation. See our Events Schedule - Click Here
What's the best way to handle old 401(k)s and 403(b)s?
When you change jobs or retire, there are four things you can generally do with the assets in any employer-sponsored retirement plan:
Rolling over from one qualified plan to another qualified plan allows your money to continue growing tax-deferred until you receive distributions in retirement.
See More on 401k / 403b Rollovers and your Retirement
Time could be on your side when it comes to investing.
The longer you invest, the more potential your money has to grow. If you are still trying to recover from losses in recent years, a more aggressive investment strategy may help you regain lost ground. However, those who've lost in the stock market can sometimes be a little more wary of that approach.
Learn more about Retirment Investment Plans and Asset Management
IRA stands for individual retirement account, and it's basically a savings account that's specifically reserved for retirement funds that also comes with some big tax breaks. The main difference between an IRA and a Roth IRA is when you pay the taxes. With a traditional IRA, you pay the taxes when you withdraw the money, and with a Roth IRA, you pay the taxes on the front end. There can be advantages to both, but either way, it's an excellent way to save money while you're still working. If you do not currently have a Roth IRA or cannot contribute to one, you still have the opportunity to convert your current retirement accounts to a Roth for future tax benefits.
More on IRAs, Roth IRAs and Your Retirement
Figuring out the best way to stretch your savings to last you the next 25 to 30 years can not only be confusing, it can be overwhelming, not to mention stressful.
But it doesn't have to be that way.
more details on Retirement Income Plans"
The biggest concern many have with Social Security today is the large number of baby boomers set to retire over the next 20 years compared to the relatively smaller younger generations feeding Social Security payroll taxes into the system.
On average, today's seniors are living longer than any previous generation. While that's good news, it also presents several new challenges.
More about Social Security Optimization
Synergy Group is a retirement-focused financial firm, but our main focus is YOU. We provide retirement solutions that will add predictability to an unpredictable financial world. Primarily we focus on working with people in or near retirement and provide a comfortable, confident environment so a solid financial relationship can be built.
As a company founded in 1988, we serve clients throughout Western Pennsylvania and the Greater Pittsburgh Area. We have developed our business by reaching out to our clients and creating a nurturing environment and maintaining a close and trusting relationship. Synergy Group is a family owned and operated company where we are honored to extend those family ties with our clients.
It is important for you to be able to have someone you trust, a professional you can count on to provide you with helpful and accurate information. We not only help you plan your retirement, we provide the services which entail the right solutions for the best financial plan.
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