Our plans have been designed to meet the needs of our insured. By customizing these plans we have been able to offer much more insurance at an affordable rate.
We work with the best hospitals and the best doctors in the country. Because we are truly a PPO we’ll are you a better selection of healthcare services.
Why pay premiums on healthcare services you don't need. For example if you don't need maternity coverage why should you have to pay for it.
We have virtually every available health plan. Our Professional licensed agents will help guide you to find the best, most cost-effective health insurance plan available.
Types of Plans: ACA and Non ACA Plans, Health Sharing, Indemnity, Short Term Medical, Catastrophic, Supplemental Dental, Vision, Accident, Critical Illness, and GAP
If you are healthy with little or no-major Preexisting conditions - we have great plans that provide excellent coverage nationwide for half the price of an ACA plan which covers all pre-existing conditions but are more expensive. Just need Catastrophic or accident, we have you covered.
Medicare has two basic options - Medicare Advantage and Medicare Supplements. The best time to make the best decision is on your first open enrollment as you turn age 65. After that, your options may be limited.
OPEN / Special Enrollment Period
ACA plans like Blue Cross or UPMC can only be purchased in November and December with an effective date of January 1st. UNLESS you have a special enrollment when you lose coverage from an employer or move. YOU CAN AT ANY TIME CANCEL AN ACA PLAN AND SWITCH TO A MORE AFFORDABLE NON-ACA PLAN.
Critical illness plans can pay a lump sum cash benefit upon diagnosis of a critical illness like heart attack, stroke or cancer. This lump sum can be used to cover deductibles, incidentals or things like your mortgage or car payments.
We have accident plans as low as 30.00 a month that will cover you for any accident or injury. They will cover you while on the job or off, and pays in addition to any other coverage you may have.
Dental / Vision
Dental and vision plans can be added to any health packages we have or can be purchased by themselves.